Trust & Care
What We Offer
Financial Strategy
Experienced, Personalized Advice: Tailored guidance to suit your needs.
Risk Tolerance Assessment: Learning your comfort level with risk.
Investment Horizon: Planning based on your timeline for reaching financial goals.
Clear Financial Objectives: Helping you stay focused on what matters most.
Investment-Related Tax Planning: Approaches that consider your tax situation.
Retirement Planning: Supporting you in working towards your retirement targets.
Customer Service
24/7 Support: Always available to answer your questions.
Weekly Reports: Stay informed with regular market updates.
Quarterly Updates: Receive in-depth market analysis every quarter.
Portfolio Reviews: Annual reviews or as often as you prefer.
Online Access: Secure, 24/7 access to your investment accounts.
Experience
40+ Years in the Industry: Decades of experience guiding clients through changing markets.
Managing Assets Through Market Fluctuations: Experience in navigating historic market shifts.
Advisor Experience: Robert Wayne is licensed in 15 states and holds the FINRA Series 6, Series 63 and Series 65 certifications.
Advisor Experience: Gale Strenger Wayne is licensed in 14 states and holds the FINRA Series 7 and Series 63 certifications.
Community Involvement: Active in a variety of local volunteering.
Meeting
Plan & Review
Service
Implement
Our Process
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In our first meeting, we’ll take the time to get to know you personally and understand your unique financial needs and goals.
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Once we’ve assessed your needs, we’ll work together to create a customized financial strategy tailored just for you.
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Once your personalized plan is in place, the next step is to complete and sign all necessary paperwork to officially begin your financial journey with us.
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For this last step, we at RW Financial, LLC will continuously work towards achieving your financial goals and stay in regular contact to keep you informed and on track.
Our Services
Preparing for Retirement
Let’s work together to set achievable retirement income goals and figure out when you can retire comfortably. We’ll create a detailed analysis to estimate how much income you can count on without worrying about running out of money. Along the way, we’ll outline simple steps to take before retirement to keep you on track.
Paying for Education
We guide families through college financing with in-depth knowledge of financial aid and savings strategies. Based on your needs and financial situation we’ll help you utilize the best savings accounts:
529 College Savings Plans
High-Yield Savings Accounts for Short-Term Goals
Uniform Gift to Minors Accounts (UGMAs)
Preparing for the Unexpected
Many people are unsure about how much insurance they actually need, often ending up either over-insured or underinsured. That’s why we assess your needs and strategize to ensure you and your loved ones are financially secure without unnecessary costs. We will help you manage the right insurance coverage options:
Life Insurance
Health and Disability Insurance
Long-Term Care Insurance
Home, Auto, and Liability Insurance
Supplemental Medicare Coverage
Estate Considerations
Planning for the future is never too early, yet many delay end-of-life arrangements. At RW Financial, LLC, we help you find the right estate management plans to transfer wealth to heirs, ensuring your legacy aligns with your wishes. Our goal is to inform clients about all the necessary steps in estate planning. With our network of professional estate law attorneys and CPAs, we provide guidance on the services you need to ensure your post-death affairs are in order.
Living in Retirement
We oversee your income sources and investment withdrawals to help ensure your money lasts a lifetime. In addition, we offer continuous guidance on managing budgets and adapting investment strategies as your needs and market conditions evolve. We also provide access to a network of professional tax and legal services:
401(k), 403(b), 457 Plans
Traditional IRAs
Roth IRAs
Annuities